Lumina Homes, a Lantern of Hope for OFWs this Christmas

23 December 2020

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Job hunting is an absolute challenge to all of us especially to every Juan who is aiming to work overseas. But the adversities double up due to the pandemic that we still face these days. It is a great impediment not just to the global economy, but to every Overseas Filipino Workers.

Besides, the process of going home to their families this Christmas became more complicated as they need to undergo numerous government protocols to ensure their safety and the health security of their families and loved ones. Going home this Christmas Season will not be the normal tradition of giving gifts and “pasalubongs” while carrying a Balikbayan box for everyone. It is best to be more considerate of the future than being careless in spending their hard-earned money abroad.

This Christmas, let’s use the trials and tribulations brought by the pandemic as an eye-opener for every Filipino. Let this be the beginning to invest in something that will give your family and loved ones the gift of affordability, practicality, and accessibility. Give them and yourselves the privilege of having an affordable house and lot that you can call your own.

Kwentong Lumina, Kwento ng Pag-asa: Parol

Be like Danilo, a certified Lumina homeowner who found his way to work overseas and saved money to reach his dream of owning his Lumina house and lot in Bulacan. Through his arduous work, perseverance, and determination, he achieved his long-time goal to have his own home for his growing family.

This month, Lumina Homes is offering splendid promos and deals for every Juan and our OFWs since this is definitely the optimum time to share the gift of safety and sustainability with yourself and your family.

Low-Ho Ho Home Deals!

Check out Lumina Homes' Low-Ho Ho Home Deals in celebration of Christmas with the theme "Sa Paskong Lumina, Ikaw ang Bida!"

Triple the fun and celebration! Make your reservations for your own Lumina house and lot this December 2020 to be qualified for not just one, not just two, but three Lumina Homes promos!

Lumina Homes: 50% off on reservation fee

Reserve your chosen home model unit now and get a 50% discount on your reservation fee. From Php 5,000, you can now only pay Php2,500 for their Townhouse, Php3,500 from Php7,000 on their Duplex Homes, and Php5,000 from Php10,000 for their Single Firewall home models.

Pag Ibig Housing Loan for all house models

Pag-IBIG Online is in the air, you may choose pag-ibig housing loan option for December! Through its flexible paying scheme, you can easily avail yourself of a house and lot that matches your dreams and family’s needs.

By far the most preferred financing of Lumina homebuyers, pag ibig home loan as financing offers longer payment terms and has less stringent requirements to be eligible for a housing loan.

To qualify, pag ibig home loan requires that a homebuyer/borrower has full 24 months (or 2 years) contribution, has no existing housing or foreclosed property loans, that the computed monthly amortization cannot exceed 35% of the total gross salary, and that the borrower must be under 60 years of age upon application and under 70 upon loan maturity.

Some homebuyers choose to take out a 30-year loan, which is the maximum payment term, and then make extra principal payments along the way to shorten the mortgage term and save money on interest.

Save more, more, and more with Lumina Homes!

To give a gift to house and lot buyers this December, homebuyers are entitled to have FREE water and electricity application, and Home Owners’ Association (HOA) membership fee. This will help homebuyers to have hassle-free move-in to their new house and lot, a generous way of saying, "Welcome home to Barangay Lumina!" All of these perks will be yours when you reserve this December 2020!

With Lumina Homes affordable house and lot for sale across the country, you can have a wider range of choice on where to build your own dream home.

Now, you don’t have to worry about allotting your budget to pay your monthly rent in a house you cannot call your own. Feel comfort and security of your family as you can now move and enjoy in your own space. May Lumina Homes be a happy place to create special moments and build memories that you can all cherish.

Lumina Homeowners may also enjoy exclusive use of signature amenities like its covered basketball court perfect for 'inter-barangay' leagues or community assemblies. There are mini gardens and path walk for daily exercise and a breath of fresh air. Of course, a playground for kids to play around safely as it is within the subdivision. Part of Lumina's 24/7 security

facilities include a guarded entrance with CCTV, roving security, and a perimeter fence.

Lumina Homes has an accessible location close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Worry that you could not grab their best home deals this month in a few days before Christmas? Worry not! You can easily have your home reservations through an online portal and or check their available house and lot for sale all over the country.

Could you be any happier with having a property that serves you multiple benefits? Aside from having your own house and lot, you can also rent out your property and have a tenant lease on it, in which time you can use your recurring income to pay for your personal expenses or reinvest it to another property. Alternatively, you can also sell it in the future (if you need to), and in which time, you’ll surely get profit off the sale.

So, choose to be practical. Have a future-proofed investment with Lumina Homes now!