Guidelines During a Car Accident in PH

Every year, millions of individuals experience the horror of becoming a victim of a car accident despite their best efforts to road safety avoid such a fate. That is why having a plan of action ready in case you end yourself in this situation is crucial.

Naturally, you would feel frightened and panicked after being in an automobile accident. You must keep your cool under pressure.

If you've already been stressed out by the worry of being in an accident, losing your cool won't help. The key to successfully settling your car accident lawsuit with the other driver in the Philippines is to take a deep breath and keep your cool.

In this article, we'll explain what to do if you're ever in a car accident. If you can keep your cool and implement these suggestions, you will soon be feeling better.

What to do in car accidents?

Whether it is a serious or minor car crash, the aftermath can be tense for everyone involved. You can feel dazed, hurt, and at a loss for what to do next. Here are some things to do after a vehicle accident if you ever find yourself in that situation:

1. Pull over and remain at the site of the accident

If you encounter a collision with another car, make sure not to leave the accident scene. Even if the situation seems small, you should stop your vehicle and wait until it is handled before continuing on.

Also, don't pull over to the side of the road just yet since you'll want to take careful documentation on where each vehicle was when the collision occurred.

2. Determine whether it is safe to get out of your car

It's best to have a look around before getting out of the car, particularly if you're on a highway where traffic situation moves quickly. Once you've determined it's safe to exit your vehicle, put it in Park and use the handbrake to keep it from moving as you exit. For added visibility, activate your hazard lights, and set up a warning triangle to signal incoming traffic.

3. Find out if anyone is hurt

In the event of a vehicle crash, everyone's well-being should take precedence above everything else. To make sure no one was hurt, have a look around the car. You can also check the people in the other car to make sure that everyone is okay.

If there is any injury, immediately seek medical attention or contact MMDA 1-3-6 to request the dispatch of a medical response team and a traffic investigator.

4. Document the car crash by taking pictures

After establishing that everyone is okay, snap some photos. That right is the finest argumentation weapon in your hand. When the other party rejects responsibility, you may get out of a jam by producing photographs of the scene and the cars involved. Don't forget to include in your photos the following shots:

• Detailed close-up shot of the damaged vehicle and other properties

• The concerned vehicles license plate number

• Both cars' locations on the road and the surrounding area at the time of the accident

• Area in close proximity to the crash site

5. Take your vehicle to the side of the road

Sitting in traffic is risky because a little collision between two vehicles may swiftly escalate into a far more serious pileup. If you're unable to drive away, wait near the scene of the accident until authorities come.

6. Share information with the opposite party

Be sure to swap contact details including names, addresses, and phone numbers, other driver's insurance company policy number (if there's no insurance information, then the driver's license number and contact details will be enough), driver's license information (including license number and plate number), and other pertinent details in the event of an accident. The brand, model, year, and color of each car, as well as any other distinguishing features, should be documented.

Make sure to note the time, date, and place of the incident as well as any other pertinent details. It's also a good idea to attempt to track down possible witnesses so you have their statements on record in case there's a court case arising out of the incident.

For hit and run or if the other driver won't cooperate:

Gather every detail that you can, such as the car's make and model and license plate number. Then you must immediately call the police. You may also call the MMDA's emergency number to have law enforcement or investigators sent to the site right once and create an accident report for it.

IMPORTANT NOTE: Don't apologize or admit fault to anybody, even if you know you've done wrong. You are still reeling from the events that just transpired and have just a hazy idea of what has really occurred. It is the policemen's duties to investigate into the vehicle crash and making the police report to know who is at fault.

7. Contact your auto insurance company

While remaining at the site of the collision, contact your insurance company or agent to report the incident and file a claim, no matter who was at blame, how severe the damage was to your car, or whether anybody was hurt. Doing so will safeguard you in the event the other motorist lodges a claim against you or if you discover further injuries or damage to your vehicle as a result of the collision.

8. Submit a car accident report

When traffic authorities arrive at the site of the collision, they will manage the matter. Collect their contact info in case you need to follow up with them after further investigation of the crash. Stay there until the police or investigators tell you it's safe to go.

Besides, it will assist your insurance claim go through more quickly if you also get the police report on the automobile collision.

9. File a car accident claim from your auto insurance company (Optional)

Before considering whether or not to submit a claim, you should consider the expenses of doing so and the cost of addressing the issue on your own. Your savings may be greater if you paid for the repairs yourself instead of making a claim and paying the participation fee or the amount you'll pay out of pocket when filing a claim.

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