Five Factors to Consider in Choosing Your Home

3 January 2021
Five Factors to Consider in Choosing Your Home

The Year 2021 is here! We are now out with the old and in with the new. Most people are busy whipping out their calendars and planners to make a list of schedules and goals for this year. The world can witness how the Filipinos’ bright and hopeful character is still blazing even in times of pandemic to achieve their dreams and aspirations in life.


Most Filipinos who live in rental apartments were hit with extreme realization due to the twist and turns that shook everyone’s world last year. The financial burden due to the nationwide lockdown made us grasped the actualization of the additional pressure and load of paying their rents aside from their bills and daily expenses. With that, some Filipinos would like to start this year with a new life by purchasing their dream home.


But, the most frequently asked question would be always down to the factors that they should consider in choosing their dream home. So, let me help you in easing that hassle and provide the list for our first time future homeowners.


1. Check for the affordability of the house and lot for sale that you want.


What could have happened if we all have to wait to have enough money to buy a house and lot in outright cash? I bet most of us would not even dare to dream of owning a house and lot or will have to wait for the retirement day to avail. That is why affordability is the number one thing that most homebuyers should consider.


Having the ability to afford a home without getting broke is a big achievement. The most factor that gives doubts to our homebuyers to invest in their own home is the fear that they could not afford to buy their own. It is also a good thing that nowadays, affordability is within the reach with the help of a housing loan from different financing institutions, you may even check about banks and Pag-IBIG online.


All you need to do is to choose the best house and lot for sale that could fit your family’s needs. To check for an ideal house that fits your budget, you may use Lumina Homes Loan Calculator. This site will help you determine your dream affordable house and lot and what model house, financing, and terms of payment you can comfortably afford. 


2. Location of Your New Home


Another major factor that you should consider would be the location. Is it located near the major roads, expressways, and highways? Are there any possible jobs near the vicinity of your new community? Are there any nearby shopping malls, markets, hospitals, churches, and other business establishments in the area?


Don’t forget to consider the future when looking at new homes. Buying a house and lot is an investment, and you want to make sure that you’re going to be able to sell that house someday. If you’ve heard the adage, “Don’t wait to buy real estate, buy real estate and wait.”


Owning a home is an investment many people can understand better than buying stocks because they get the tangible daily lifestyle benefit of living in their house and lot. But the financial benefits are also significant and can be more substantial than stock investing. As a house and lot appreciate it accrues faster than a stock might because you get the appreciation on the entire home’s value.


No, your home isn’t the stock market and you shouldn’t view it as the way to get rich. But if the economy does surprise us all and starts booming, sooner or later real estate prices will head up again, too. 


3. Home Features


This is one vital thing that homebuyers should consider but sometimes being overlooked. Is that place flood-free? Are the house and lot you purchase is durable enough and well-designed to fit your tastes and family’s needs? Is there are parking space for your car? Is it big enough to cater to your growing family?


For assistance, you may consult a property consultant now!


4. Subdivision Amenities


In choosing your new home, the tour or site visit should not just end on the house and lot itself but also with the amenities and facilities that the community could offer. Is there a place you can utilize for large gatherings? Do they have leisure facilities, especially for your children? Can you enjoy some fresh air through the mini-parks inside the subdivision?


Virtual checking of the property and subdivision amenities has now become a valuable facility for both sellers and buyers as the pandemic continues to prohibit physical transactions. Like, a walk-through showroom online of Lumina Homes, the affordable housing arm of Vista Land. They are equipped with virtual 360-degree house tours of its best-selling homes — a pleasing way to choose your house unit right on your computer or smartphone.


You may have a preview of what a typical Lumina Homes community looks like through the virtual tour of its signature showcase area by visiting Lumina Homes’ official website, You may also explore its best-selling home models in 3D: Aimee at 22 square meters with one-bedroom provision, Angelique at 35 square meters with two-bedroom and one carport provision, and Angeli at 42 square meters with three-bedroom and one carport provision. 


To see actual videos of the house units, subdivision amenities, and insightful vlogs about Lumina Homes’ projects, visit Lumina Homes’ YouTube channel at and watch the playlists for Lumina House Tours and Lumina Vlogs.


5. Security of the Subdivision


The most important thing that you must always consider is the safety and the security of the community itself. You can ensure this by checking if the environment is only exclusive to its homeowners or if there is a 24/7 guardhouse that assures the security of the place. Remember to always keep safe on top of anything else. You surely wouldn’t want to push through with living in a community where you can’t get hold of peace of mind. 


Lumina Homes Reminder of Factors in Choosing a Home

Lumina Homes Reminder of Factors to Consider in Choosing a Home


Phew! Sounds a lot to handle, right? Worry no more! If you also consider these five factors in choosing your home, the best example of a property with the qualities stated above is the house and lot for sale offered by Lumina Homes.


Lumina Homes with Nationwide Presence.


Lumina Homes is a mass housing developer in the Philippines that provides affordable house and lot to every Filipino. Definitely, a one-stop-shop for future homebuyers as it includes all the things that a safe and sustainable dream home should have. 


Now, Metro Manila is not your only option because Lumina Homes welcomes every Juan to its 50 communities – in Luzon, Visayas, and Mindanao where you can avail affordable house and lots close to business districts, commercial establishments, health care facilities, places of worship, schools and universities, terminal hubs, tourist spots, and recreational areas, and closer to your origins!


With its Cast-In-Place or CIP and Industrialized Building System or IBS construction system, you can assure that all home models of Lumina Homes are built to withstand the test of time. They also have amenities that your whole family can enjoy from a multipurpose hall, shuttle service, mini gardens and playground, and a 24/7 guarded entrance to make sure that the community is always safe and secure.


You are also being given by Lumina Homes the creative freedom to design your own space that could fit your tastes and your family’s needs. You can decorate any way you want and choose the types of upgrades that appeal to your lifestyle. Whether you need to redo the bathroom to reflect your Art-Deco tastes, owning the space you live in means you have the freedom to do so without worrying about losing your security deposit. Owning your home means you can paint your kid’s room any color you want, you can change your floors from carpet to wood, and you can put a new chandelier in the dining room without asking a landlord for permission. You can have the kitchen and bathrooms you want. You can move the walls, build an extension–zoning permitted–or paint everything bright orange. 


Lumina Homes has proven itself to be future-ready. The leading mass housing developer in the country — recognized as Top 1 Developer by Pag-IBIG Fund for 2019 — is among the few with ready technology to provide homebuyers local and abroad with a safer and all-digital reservation option. Lumina recently launched the Lumina Payment Portal, a site that allows homebuyers to conveniently settle their Lumina home dues through the use of credit cards, as powered by Pesopay. Lumina Homes continue to find digital ways to better serve its homeowners this pandemic season, like launching Lumina e-Text. Lumina Homes is able to reach its homeowners quickly and vice versa. It provides its homeowners an alternative means — and a faster one, too — to access and update their account details.


With Lumina Homes, the affordability and quality of the house and lot for your whole family can be assured as well as the practicability and accessibility of the whole community.


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For more information on Lumina Homes, contact (0917) 629 6523.
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