Island Life or City Life: Which is Better for Retirees?

24 April 2023
Island Life or City Life Which is Better for Retirees

For retirees, a permanent place to relax is often a recurring thought. After all, they spent decades working to make ends meet, provide for their families, and achieve their dreams of attaining financial security. But now that retirement has finally come, they deserve no less than a place of residence where they can spend the rest of their golden years away from corporate stress and pressure, and just enjoy their constant free time unwinding in a soothing environment.


Retirees might be torn between two living options — an island life or a city life. Both directions have their own advantages that make them appeal to many aspiring property owners, especially retirees. In this article, we'll discuss what are the pros and perks of living on an island as well as settling in the city. Moreover, we'd also help you determine which locations would be the most ideal depending on your ultimate lifestyle preferences.



Perks of Leading an Island Life

Island life is best for retirees who want to live more peacefully and healthily. It's best for seniors who want to shy away from bustling places where there are more pollution, traffic, and dense populations. As such, below are the top three perks of leading an island life in the Philippines for retirees.



You Get to Enjoy Nature More

The greatest perk of leading an island life is you get to be closer to nature. For most people, being around green spaces, quiet neighborhoods, and even rural areas can be therapeutic and a way to relieve stress from the noise of the outside world. This means living near beaches and doing boat tours or near mountains which is the perfect embodiment of quiet and tranquility. If this type of lifestyle is what you fancy, island life is definitely tailored to your comfort.



Relish a Simple Life with Cheaper Living Costs

In a frantic world where there's so much competition, most people just genuinely want to live a simple life with a few friends, a few pets, and a permanent place to relax without incurring expensive costs of living. With fewer malls and marketplaces, you are unlikely to overspend and instead be content with what you have. To make your island life even more convenient, you can also choose to plant fruits and vegetables in your backyard and raise some farm animals for sustenance.



You Can Launch a Vacation Rental Business

Islands in the Philippines are typically located near tourist attractions. If you still intend to earn passive income and have your own business even after you retire, starting a vacation home rental would be excellent. This is especially lucrative if your house and lot in the Philippines are strategically located near a tourist destination. You can list your property on Airbnb where interested vacationers can reach you for a reservation.



Perks of Leading a City Life

City life is not for everyone. However, for those who regard the noise of urban life as a comforting piece of music instead, the big city is everything. And for retirees who want such a life, below are the major benefits of leading an active lifestyle spent in the sprawling city.



Enjoy Quality Amenities in the City

Most retirees look for quality amenities to make homeownership in their golden years more convenient. If this is the top priority, life in a city where there is vast access to essential establishments is far better than an island life. You'd be near malls, restaurants, cafes, hospitals, clinics, and more in a big city. This makes city living more preferable for many Filipinos irrespective of age.



Avail of More Entertainment and Recreational Hubs

There are doubtless more places for entertainment and recreation in big cities. If you love visiting museums, you have a variety of options to go to in cities that are often distinctly lacking in rural communities. In Makati City, for example, senior citizens and Persons With Disabilities (PWDs) can watch movies for free as Makatizens. In provincial cities, meanwhile, you can achieve elderly-friendly perks while still being nestled in a relatively peaceful community.



Start a Rental Business for City Dwellers

It's not just people leading an island life who can engage in a rental business for vacationers. If you buy an affordable house and lot for sale for passive income, it's possible in the city, too. You can rent out an apartment or a condominium in areas where there is a high demand for rental properties. You can also opt for a commercial property rental business and rent them to companies that need space to operate in the city.



So, Is It a City Life or an Island Life for Retirees?

Both paths offer irresistible perks and amenities that can be best reaped and enjoyed by those who particularly prefer them over the other. Island life is best for people who crave a simple life spent close to nature and away from the bustle and hustle of industrialization. City life, meanwhile, is perfect for retirees who want to remain on the go even at their age. That is, they want to keep enjoying life by being near establishments that can fulfill their desires.


If the latter is what you genuinely prefer, then Lumina Homes can help you achieve a convenient urban life in some of the country's most prosperous cities in the provinces. While you may be thinking we'd suggest Metro Manila as the epitome of city life, our housing brand actually specializes in urban living in provinces to help decongest the capital region.


Having said that, here are just some of the cities where Lumina Homes have established affordable housing communities: Tarlac City in Tarlac, Cabanatuan City in Nueva Ecija, San Fernando City in Pampanga, Tanauan City, Lipa City, and Bauan City in Batangas, Sorsogon City in Sorsogon, Legazpi City in Albay, Carcar City in Cebu, Bacolod City in Negros Occidental, Pagadian City in Zamboanga del Sur, Butuan City in Agusan del Norte, Tagum City in Davao del Norte, and Malaybalay City in Bukidnon, among many others.


Lumina Homes is present from Luzon, Visayas, and Mindanao to respond to the growing demand for affordable real estate properties in the provinces. For retirees, rest assured that city life in a Lumina Homes community entitles you to vital perks such as proximity to malls, entertainment hubs, leisure, and tourist spots.


Public transportation also wouldn't be a problem with the development and completion of more infrastructure projects nationwide, especially in the provinces. This will let you enjoy your senior citizenhood while being comforted in an accessible, flood-free, and safe neighborhood with round-the-clock security.


Begin your retirement life with an affordable house and lot investment with Lumina Homes. Talk to one of our sales representatives today!

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