Essential Guide for Using GCash Overseas

GCash is making a big wave in the financial industry. It has become one of the country’s most in-demand digital wallets in terms of financial solutions. From basic load purchase to payment of house and lot in the Philippines, GCash provides convenience, making financial services easier for many Filipinos.

Today, GCash is setting another milestone: launching the GCash beta version for users overseas. Whether traveling or staying abroad, this new beta version can make your life comfortable, even if you're using an international SIM card.

Can I Use GCash Overseas?

Many of you are surely curious about its availability and the feature it provides for users overseas. Since it is in the initial stage, GCash services are currently available in Australia, Japan, and Italy, as announced by GCash President/CEO Martha Sazon. Then, the GCash beta launch will also be soon available in the US.

However, GCash features depend on the type of sim you are using.

For Philippine-issued SIM, the following features are Load, Cash-in, Send Money, Bank Transfer, Pay Bills, GLife, GSave, GLoan, GGives, and GInsure.

For Non-Philippine-issued or international SIM cards, the features available are Load, Cash-in, Send Money, Bank Transfer, and Pay bills.

How to Use GCash Account Abroad?

For a seamless experience, your GCash account must be Fully Verified. It is also important that your registered mobile number is active to receive a One-Time PIN to transact in another country. Be sure you also activate the International Roaming feature of your telecommunications provider from your phone.

9 Reasons Why You Should Love Using GCash App

GCash has been playing an essential role for Filipinos, local and abroad. Once you create an account, you can access GCash and do everything with your money.

Your details are secure in GCash.

The main reason why you should start using GCash is its safety feature. Rest assured that all your details are secure every time you make an online transaction. It provides numerous authentication solutions, such as OTPs, MPIN (Mobile Personal Identification Number), fingerprint login, and facial recognition.

You can purchase lots of goods and services.

Another advantage of using GCash is that they are connected with a large number of merchants, companies, and other financial institutions. As a result, you can buy lots of goods and services. You can shop online, purchase mobile or broadband loads, pay bills, send money to your loved ones, and many more. You can even help preserve the environment of our country by virtually planting trees.

You don’t need to carry cash or cards.

Carrying cash or cards in your wallet or bag is quite risky. There’s a possibility that you’ll lose or steal them from you. With the GCash app, your money is secure and intact. All you need is to generate QR codes for your chosen transactions.  

You can manage everything in GCash.

GCash also allows you to manage everything, such as the due dates for your bills. You don’t have to keep entering multiple passwords, account numbers, and so on. Once you save your biller details, GCash will notify you, preventing you from late payments.

You can send or receive money remittances from overseas.

With the latest beta version, you can send or receive remittances from overseas. Thus, you don’t have to experience long queues at various remittance centers to send or receive money from your loved ones, especially if you're one of the busiest overseas Filipino workers abroad.

You can borrow, save, and invest money in GCash.

GCash also allows you to borrow, save, and invest your money. Once you meet the qualifications, GCash will offer you cash loans and credit limits to purchase goods and services. If you want to save money for a specific goal, GCash provides a separate savings feature affiliated with other financial institutions. Of course, if you're going to create an investment portfolio, GCash allows you to invest in stocks, cryptocurrency, and pooled funds.

GCash provides fun and entertainment.

Apart from being an electronic mobile wallet, GCash offers fun and entertainment, too. It features a selection of online games, including poker and bingo. Just make sure you know how to manage your funds.

You can earn from GCash.

GCash also features Pera Outlet, which allows you to accept online transactions from your customers. This includes sending and receiving money, paying bills, and cash-in/cash-out services (GCash to GCash accounts). You can earn money by using this feature through service fees. You all need a physical store and business permit to use GCash Pera Outlet.

5 Tips to Use GCash Responsibly

While it is true that digital wallets like GCash provide numerous perks, it is recommended to use them responsibly. Otherwise, you’ll lose your hard-earned money due to bad spending habits online.

Watch out for exclusive promos.

Since GCash is associated with a large group of merchants and companies, they offer exclusive promos from time to time. But watch out for these attractive promos because you might spend too much instead of saving money. Therefore, choose promos you think can bring you significant savings. 

Top up only if needed.

Many online games offer top-up features to let you buy weapons and upgrades. If you or your family member is an avid gamer, be sure to control their top-up needs. 

Utilize investment and savings features.

Similar to your bank savings account, use GCash investment and savings features to reach your financial goals. Make it an income-generating wallet instead of a spending wallet. You’ll never know; you can buy an affordable house and lot property from your investment and savings in GCash. 

Take advantage of security features.

Although GCash is fully secure, it is still ideal for taking advantage of its security features. Scammers and hackers always find ways to break any financial institution’s security. 

Monitor your spending.

While it is convenient to use GCash to pay for your living cost expenses, always keep an eye on your spending habits. Make it a regular habit to evaluate your finances and find ways to save more money. 

Now that GCash allows users overseas, it’s a perfect option to utilize it for investment purposes. For one, getting an affordable house and lot for sale in Lumina Homes for your family. GCash is one of our alternative payment options for our housing packages, besides cash, checks, and credit cards. Thus, there is no reason for you to miss a single payment, even if you’re miles away from home.

Do you want an immediate response? Leave a message in our chat box below or get in touch with accredited Lumina sellers nearby.