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Are You Living for Short-term or Long-term Happiness?

13 October 2017

Have you ever reflected on your spending habits? No matter how much or how little money you have, the number one thing you should always have in mind when spending is to spend it wisely, because nowadays, earning money is not easy as 1, 2, 3.

 

What is it that you truly desire?

Whether you are keen on saving money, or a chronic spender, you should always think of getting more value from your purchase and look at it as an investment or something that will appreciate over time. More often than not, we are guilty of splurging ourselves on material things that only bring immediate happiness and gratification. But have you ever carefully thought about how wise investments can give you long term happiness?

 

If you want happiness for an hour – go shopping for the latest fashion trends.

 

It goes without saying that wearing tailored and designed clothes give us a sense of pride and a boost in our self-confidence. However, your fondness for fashion trends shouldn’t dictate your spending habits. In reality, fashion trends, in nature, is fast-changing, which makes it costly. One minute, chiffon skirts are in… then they’re out… just like that.

 

Keeping up with the latest fashion trends can hurt you financially in the long run.  Apart from the fact that it is expensive, the clothes you buy don’t gain value as time goes by. Fashion trends successively shift – what is fashionable today can go outworn tomorrow.

 

If you want happiness for a month – buy the high-tech creme de la creme smartphone.

 

Anything new and modern never fails to catch our eye. I know for sure that you feel enormously excited whenever a big smartphone company unveils its latest model. Smartphones are launched now and then, but people don’t want to feel outdated. For this reason, they upgrade by buying a new phone. Obviously, having a smartphone in this technology-driven generation makes life easier, but this doesn’t mean that the more high-end phone you have, the more life gets easier.

 

Do you necessarily need to change your phone every time a newer model is released? In fact, mobile phones don’t appreciate but only depreciate, which doesn’t make it a wise avenue to invest your hard-earned money. 

 

And in case you need further convincing…

 

“May IPHONE kanga, may IPON ka ba?”

 

If you want happiness for a lifetime, buy a house and lot.

 

The best investment you can make is buying a house and lot you can call your own. It gives you a sense of stability, security, and safety in life. And most importantly, the value of a house and lot significantly appreciates over time.

 

Could you be any happier with having a property that serves you multiple benefits? Aside from having your own house and lot, you can also rent out your property and have a tenant lease on it, in which time you can use your recurring income to pay for your personal expenses or reinvest it to another property. Alternatively, you can also sell it in the future (if you need to), and in which time, you’ll surely get profit off the sale.

 

In Lumina Homes, achieving your long term happiness won’t be that hard and seem so far off anymore. With Lumina Homes, you can purchase your own house and lot in a community built in the best location. You can do this at a very affordable price. With Lumina’s flexible payment options, you can own your dream house and lot through Pag-IBIG Loan or Bank Financing that both offer incredibly low-interest rates.

 

So, what are you waiting for? Stop going gaga to your short-term happiness. Have a lifetime investment of an affordable house and lot unit through Lumina Homes.

 

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