Lumina Bulacan Performs the Lumina Prayer Dance

Dance along to "My God Is So Big," Lumina Homes' Prayer Dance with Lumina Bulacan Team in an effort to keep the positive vibe going amidst this pandemic. Stay safe, Kabarangay!

Want to purchase something but afraid that you might not follow the 1 m social distancing due to person-to-person contact? No worries because now you can make your transactions and conveniently buy items and goods without using cash.

With cashless transactions, every Juan can now acquire and purchase any items by using various digital wallets and bank applications.

This is really trendy especially now that we are aiming to control and lessen the COVID-19 cases in the country. Through this, you don’t need to have physical contact while paying for your goods. You can even purchase items remotely by conveniently sending the cash online or transferring your payment using your bank account.

Lumina Bulacan also devise a new way on how to reach our kababayans remotely and promote positivity while uplifting each and everyone’s spirit. 

Lumina Bulacan creates these simple prayer dance steps that can be easily followed even by young children in order to give entertainment and enjoyment while reminding us that we have Bigger God no matter great adversities we may face.

Lumina Bulacan also gives hope to our kababayans in eastern Luzon as it provides 5 affordable house and lot communities to choose from. 

Affordable house and lot for sale thru pag ibig financing in Lumina Pandi

Brgy. Pinagkuartelan, Pandi, Bulacan, is home to the 22 hectare Lumina Pandi housing complex. This neighborhood, which is just 14 kilometers from the Balagtas Exit, has a basketball court, mini gardens, a playground, a jogging path, and plenty of room for future commercial developments.

As of the moment, Lumina Pandi has 6 affordable house and lot for sale in Bulacan that includes:

• Aimee RowhouseAnna Rowhouse
• Aira Rowhouse
• Angelique Townhouse
• Angeli Duplex
• Angeli Single Firewall

Affordable house and lot for sale thru pag ibig financing in Lumina Plaridel

Brgy. Culianin, Plaridel, Bulacan, is home to the 13 hectare Lumina Plaridel’s 2, 000 saleable housing units complex. This neighborhood, which is just a tricycle ride away from the town’s commercial center, has a 24/7 guardhouse, playground, gazebo, and a basketball court.

As of the moment, Lumina Plaridel has 3 affordable house and lot for sale in bulacan that includes:

• Aimee Rowhouse
• Aira Rowhouse
• Angelique Townhouse

Affordable house and lot for sale thru pag ibig financing in Lumina San Miguel

Brgy. Buliran, San Miguel, Bulacan, is home to the 14 hectare Lumina San Miguel’s 1, 087 saleable housing units complex. This neighborhood, which is just only 3 km away or 7 mins drive from the National Road and is just 10 mins away from fast food chains and the public market, has a 24/7 guardhouse, playground, and a basketball court.

As of the moment, Lumina san Miguel has 4 affordable house and lot for sale in Bulacan that includes:

• Aimee Rowhouse
• Adriana Townhouse
• Armina Duplex
• Armina Single Firewall

Affordable house and lot for sale thru pag ibig financing in Lumina Baliwag

Brgy. Pagala, Baliwag, Bulacan, is home to the 8 hectare Lumina Baliwag house and lot units complex. This neighborhood, which is just only 3 mins travel time from the Baliuag’s commercial center, has a 24/7 guardhouse, playground, gazebo, and a basketball court.

As of the moment, Lumina san Miguel has 3 affordable house and lot for sale in bulacan that includes:

• Angelique Townhouse
• Angeli Townhouse
• Angeli Single Firewall

Affordable house and lot for sale thru pag ibig financing in Bulacan Residences Calumpit

Brgy. Rueda, Plaridel, Bulacan and at Brgy. Buguion, Calumpit, Bulacan are the homes to the 14 hectare Bulacan Residences Calumpit’s 1, 968 saleable house and lot units complex. This neighborhood, which is just only 15 to 20 mins away from Tabang Exit in NLEX and 3 km away from VistaMall Malolos from its main entrance, has a 24/7 guardhouse, playground, shuttle service, and a basketball court.

As of the moment, Lumina san Miguel has 2 affordable house and lot for sale in bulacan that includes:

• Aimee Rowhouse
• Adriana Townhouse

All the home models from these communities only range from Php 500, 000 to Php 1.7 million and can be conveniently paid through flexible payment schemes like Pag-IBIG Housing Loan, Bank Financing, or In-House Financing.

For pag ibig housing loan, homebuyers can enjoy the lowest possible interest rate for only 3% every year. They can also have up to 30 years for the loan term which is so far, the longest period that is being offered by the housing loan institutions. They will also have 14 months of downpayment term.

Meanwhile, bank financing entitles the borrowers a faster approval for their home loans compared to other housing loan institutions. They can also have a longer downpayment term of 16 months compared to pag ibig housing loan but can only have up to 20 years of loan term period.

On the other hand, if homebuyers will choose the in house financing or also called as the bahay goals financing, they will entitled for 14 months of downpayment term with a maximum of 15 years loan term.

For minimum wage and low income earners, great home deals also await you as you have your own brand new house and lot for as low as Php 1, 898 every month with only 3% annual interest.

Just make sure to prepare these pag ibig housing loan requirements ahead of time:

• Photocopy of marriage certificate (if married)
• Birth certificate (if single) plus cenomar (if you are a single parent)
• Two (2) pcs. of 2x2 ID picture
• Proof of billing address / barangay certificate
• Two (2) valid IDs
• TIN ID

There are also a number of other things you should include in your application based on your working status, such as:

For OFW

• Original Certificate of Employment and Compensation (Consularized/Notarized)
• Photocopy of Contract
• Photocopy of Passport with Entries
• Photocopy of Seaman’s Book (If Seabased)
• Proof of Remittances for the last 6 months
• Payslip for the last 3 months
• Consularized / notarized SPA from the housing developer’s admin

For Self-Employed

• Photocopy of Business Registration from DTI/SEC
• Mayor’s Permit
• ITR for the last 2 Years
• Original audited financial statements for the last 2 Years
• Franchise/OR/CR (for Taxi, Jeepneys/ Bus Operators)
• PTR (for Practicing Professionals)
• Picture of Business Establishment

For Locally Employed

• Photocopy of Income Tax Return and W-2 (latest)
• Original and notarized Certificate of Employment and Compensation
• Payslip for the last 3 months

Make sure to also bring the following in case the processing officer asks these documents: Vicinity Map of the Property, Additional Requirement by Loan Purpose, and the Certified True Copy of Title.

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For more information about the affordable house and lot for sale in Bulacan of Lumina Homes, please contact (0917) 629 6523.

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