Guide to Subdivision Rules and Regulations in the Philippines

15 February 2023
Guide to Subdivision Rules and Regulations in the Philippines

Subdivisions are now becoming an increasingly favored choice of housing for many Filipinos. This is primarily because subdivision lifestyle represents sense of community and unity. These are the virtues that are on top of the valuable considerations of Filipinos when looking for a place to live in. In fact, with the growing demands for subdivisions, developments can be found all across the Philippines.


But what is it about subdivisions that make them so appealing to so many Filipinos? Subdivisions are a boon to Filipinos beginning families and raising children. Among the topmost reasons are: (1) subdivisions offers their kids a chance to live in a single community (2) enjoy a tight-knit community and steady neighborhood and (3) sense of safety and security.


Additionally, most subdivisions are situated in close proximity to key establishments, schools, and malls. There are even subdivisions that are very close to hospitals. This makes Sunday family bonding more feasible and convenient since travel time would not be an issue. What's even better is that subdivisions have their own club house where families can have a quick dip in the pool or enjoy a picnic. However, like any other development, subdivisions have their own sets of existing laws for their homeowners and guests.


Are you aiming to buy an investment property in a subdivision and are curious about these rules? If so, read through this comprehensive guide about the most fundamental subdivision's rules and regulations in the Philippines. So, let’s get started!


Homeowners Association

A homeowner association (or also called HOA) is an organization in a subdivision or condominium units that creates, documents, and enforces rules and regulations for the properties and residents. These rules and regulations are designed to protect the rights of the homeowners and ensure that the subdivision lot is maintained in a safe and secure manner. The general rules of an HOA are generally established in a homeowner's guide/handbook that may be supplemented and updated by the Board of Trustees of the association. The handbook also mandated standards and providing penalties for violations thereof.


The guidelines and regulations of an HOA are typically very detailed and comprehensive. Homeowners who acquire a property within an HOA's jurisdiction become members automatically who are required to pay dues, which are known as HOA fees. These fees are used to cover the cost of maintaining common areas such as parks and playgrounds.


It is pivotal to note that the rules and regulations of an HOA can vary from one subdivision to another. Therefore, it is important to read and understand the rules and regulations of the particular HOA before purchasing your house and lot in the Philippines.



Common Rules and Regulations in Subdivisions


Subdivisions are known for being pretty much strict when it comes to guests that are going inside the premise. When a guest is going to visit, homeowners need to make sure that that they call up the security first so that their guest will be able to get inside.


The rules and regulations of an HOA typically include provisions related to security and maintenance. These provisions are designed to ensure that the community is maintained in a safe and secure manner. This is why most subdivisions have installed and maintained certain types of security systems such as alarms, cameras, and motion sensors to guarantee that the residents are safe and protected and that the community is free from criminal activities.



Strict Compliance with HOA Guidelines/Handbook

It is important to ensure that the rules and regulations of an HOA are followed. Failure to act in accordance with the rules and regulations can result in penalties, fines, or even legal action.


In addition, it is important to stay up to date with any changes that may be made to the rules and regulations. The HOA may periodically review and revise the rules and regulations to ensure that they are in compliance with local government code or condominium act. Therefore, the key is to always keep abreast of any changes that may be made to prevent penalties or any issues.



Modifying the Unit's Design

Houses inside a subdivision often followed a standard design (such as the color of the paint and the structure). Some subdivisions do not allow the homeowner to modify the external design of the house, unless of course, the only thing that you bought is the lot. If you are uncertain about this, you can always ask the agent or the developer if changing the design of the house is permitted or not.


Moreover, the rules and regulations may also require that the homeowners to maintain the exterior of their homes in a certain manner. This may include requirements such as keeping lawns mowed and weeds pulled, removing trash and debris from the lot, and repairing any damage to the exterior of the home.



Loud and Extreme Behavior

Some subdivisions have rules against loud or extreme and needless behavior in order to preserve the integrity of the area. Unit residents generally expect a quiet and peaceful living environment and may take steps to prevent excessive noise or other disturbances. If some couples are arguing and it is audible throughout the neighborhood, the HOA or property manager will typically jump in to address the problem or instruct the couple to tone it down. The same is true for proprietors who play loud music, throw loud parties, or engage in excessive karaoke.




There may be unwritten rules about parking, such as restricting overnight parking on the street or in public areas within the subdivision.



The Benefits of Homeowners Association Rules and Regulations

There are many benefits to following the rules and regulations of an HOA. For one, it ensures that the subdivision lot is in a safe and secure manner. By following the rules and regulations, homeowners can rest assured that their property is in good hands. It also help increase the value of a property. By keeping the subdivision lot clean and well-maintained, homeowners can be sure that their property is appealing to potential buyers.


Furthermore, by complying with the rules and regulations of an HOA, you can help create a sense of community among the residents. Homeowners can form relationships with their neighbors and create a sense of unity in the subdivision.


In conclusion, living in a subdivision in the Philippines can be a wonderful experience, but it is integral to understand the rules and regulations that govern these communities. Bylaws, property maintenance, building limits, security, and the use of amenities are some examples. Residents may help ensure that their community is a pleasant and safe place to live by understanding and obeying these guidelines. Residents should also grasp the responsibilities of the HOA and the dues required to keep the community running. Residents can use this information to make an informed decision about whether a specific subdivision is a good fit for them and their families.


As subdivision is becoming increasingly popular form of housing program in the Philippines, you might be considering on acquiring your own house and lot. Lumina Homes can help you with that. With our wide range of affordable house and lot for sale, you can definitely find the one that perfectly align with you and your family's requirements. Contact one of our friendly accredited sellers to know more.

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