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Frequently Asked Questions

Frequently asked questions about the over-all purchasing process of an affordable house and lot in Lumina Homes.

When can I move into my Lumina home?

The Buyer can apply for move-in once the downpayment is paid in full and the home loan through Pag-IBIG or Bank is released. The Lumina Homes' Customer Care Department (CCD) Officer will notify those who are eligible to apply for move-in.

 

For Buyers under Spot Cash financing, move-in application is upon full payment of Total Property Price. For those under Deferred Cash financing, payment of 50% of the Total Property Price is required.

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I have started paying the downpayment for my Lumina home. Can I transfer the property to my child or relative?

The Transfer of Rights can be done as long as the Buyer will provide a Transfer of Rights.

 

Any transfer — a change in block and lot or change in Principal Buyer or Ownership — is subject to credit approval, with minimum fee of Php 10,000.

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Can I construct a fence or an extension to my Lumina Home property once I moved in?

For any home improvement, the Buyer must first obtain approval of the Lumina Homes' Customer Care Department and secure extension and fencing permit from the LGU if necessary by presenting a plan or sketch of the proposed improvement, paying the construction bond, and registering the name of workers who will enter the subdivision.

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How do I apply for my utilities?

The Buyer shall apply for his or her own water and electricity connection, and shall pay any applicable charges or fees to the Provider.

 

Any technical documents required by the Provider to complete the application can be requested from the Lumina Homes' Customer Care Department (CCD).

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What are my other obligations as a Lumina Homebuyer?

After the Lumina Homes property is turned over to the Buyer, he or she is expected to:

• Pay the required Homeowner's Association (HOA) membership fees or dues.

• Pay the Real Property Tax for the house and lot unit after house turnover or loan release, whichever comes first.

• Pay the monthly amortization to the Financing Institution continuously after loan has been released.

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