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Frequently Asked Questions

Frequently asked questions about the over-all purchasing process of an affordable house and lot in Lumina Homes.

What are the documents needed to apply for a housing loan?

Prepare and submit the Standard requirements namely: Marriage/Birth Certificate, 2pcs 1x1 ID photo in white background, Latest Proof of Billing Address or Barangay Certificate, Photocopy of 2 valid IDs, and Tax Identification Number or TIN.

 

For Ready Homes, submit the complete documentation requirements (refer to checklist provided) specially proof of income and accomplish all forms and Documents.

 

For Non-Ready Homes, submit at least 1 proof of income and notarized SPA for OFW.

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When to submit your documents?

For Ready Homes, 30 days or 1 month after reservation; while

 

Non-Ready Homes,6 months after reservation.

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Reservation Policy

Financing Options

Downpayment and Amortization

Documentation

Move-in Policy

Refund Policy

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