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Frequently Asked Questions

Frequently asked questions about the over-all purchasing process of an affordable house and lot in Lumina Homes.

What is the next step after reservation?

The Buyer shall start paying the 1st downpayment thirty (30) days after his or her reservation payment.

 

If the Buyer has purchased a Ready Home, he or she must submit the standard requirements thirty (30) days after his or her reservation payment. These include Marriage or Birth Certificate, Two (2) pieces 1x1 ID photo in white background, Latest Proof of Billing Address or Barangay Certificate, Photocopy of two (2) valid IDs, Tax Identification Number, and Income Documents.

 

On the other hand, if the Buyer opted for a Non-ready Home, he or she may submit the standard documents and at least 1 proof of income six (6) months after his or her reservation payment.

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Where can I pay the downpayment for my Lumina Home?

Lumina Homes Buyers can pay their downpayment and amortization over-the-counter (OTC) through accredited banks and payment centers or through online using digital wallets, online banking, and credit card.

 

For a complete list of Lumina Homes' online payment channels, visit the Lumina Online Payment Portal.

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If I am based abroad, how can I pay the downpayment for my Lumina home?

OFW homebuyers have the option to issue post-dated checks (PDCs) drawn from a local bank. They can also make arrangements for fund transfer or authorize a representative to pay on their behalf.

 

For a complete list of Lumina Homes' online payment channels, visit the Lumina Online Payment Portal.

 

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Reservation Policy

Financing Options

Downpayment and Amortization

Documentation

Move-in Policy

Refund Policy

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Loan Calculator

Try Lumina Homes' loan calculator and get an estimate computation for your preferred Lumina property and home model.

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Disclaimer: All computation appearing herein are sample computation only and are not official.
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