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Juan Hour Featuring Lumina Ozamiz

1 December 2021

Every Wednesday at 5 PM, a new routine was launched by the housing segment from Vista Land, Lumina Homes, called Juan Hour. This Like, Follow, and Subscribe Party will feature everything about Lumina Homes and the benefits of home investment, so be sure to check it out!

 

Lumina Homes will choose one lucky winner from the number of new followers on our official social media channels and award them a reward of Php 1,000 AllEasy credits. All of this is possible by simply joining our Like, Follow, and Subscribe Party, so make sure to free up your schedule by that time.

 

If you're interested in learning more about Lumina Homes and real estate investment, make sure to tune in to our Juan Hour broadcast on a regular basis for news and updates. Whether you're using your desktop or smartphone, you can visit our Official YouTube channel at www.youtube.com/luminahomesofficial.

 

Here are the Juan Hour Mechanics that will help you win the All Easy Load:

  1. Like and follow Lumina Homes' official YouTube Page at www.youtube.com/luminahomesofficial.
  2. Like and share this Juan Hour episode.
  3. Share in the comments below your proof of entry.
  4. By 6 PM, Lumina Homes will gather all the valid entries and have one winner of Php 1, 000 AllEasy Credits selected among the correct entries via a raffle draw.
  5. The winner will be announced on Lumina's Official Facebook Page.

You can also watch our Juan Hour episodes on our official website at www.lumina.com.ph/live-event.

 

Lumina Ozamiz

Lumina Ozamiz offers accessibility that every homebuyer and homeowner dreams. It is located in Purok 1, Brgy. Labo, Ozamiz, City. This thriving community can give you easy access to different establishments that you can find in Ozamiz City.

Some of the nearby establishments that you can enjoy in Lumina Ozamiz are:

  • Puregold Ozamiz is 16 minutes away from the subdivision.
  • Gaisano Mall, which is 15 minutes away.
  • Geegee Mall, which is also 15 minutes away.
  • Ozamiz City Hall is also 15 minutes away and caters to other government offices like BIR, SSS, PhilPost, and LTO.

 

Schools 

Lumina Ozamiz also offers accessibility to universities and colleges such as:

  • Misamis University, which is 11 minutes away from the subdivision.
  • La Salle University is 14 minutes away.
  • Medina College, which is 17 minutes away.

Hospitals 

  • MUMC, which is 15 minutes away.
  • Faith Hospital, which is 12 minutes away.
  • Medina Hospital is 16 minutes away.

How to get there?

Via Commute: 

- From the Cathedral, take a motor cab going to Brgy. Labo and stop at Lumina Site.

- From Agora Bus Terminal, take a motor cab going to Brgy. Labo and stop at Lumina Site.

Via Private Vehicle: From Cathedral, go straight, turn right BDO Bank (Rizal Ave. Branch), and turn left at Misamis University's intersection. Go straight via Carangan-Labo road, turn left at Labo Bridge, and stop at Lumina Site.

 

Available Home Model Units

Adriana Townhouse

With a floor area of 44 square meters and a minimum lot area of 36 square meters. This is the house specifications for this two-storey townhouse for sale Philippines:

  • Plain cement finish for ground floor and second floor
  • Plastered finish with floor tiles for toilet and bath
  • Skim coated finish on the interior wall
  • Painted plastered finish on the exterior wall
  • Ceramic tiles on toilet and bath
  • Steel door on main and service entrance
  • PVC door on toilet and bath
  • Steel casement windows for our window area
  • The ceiling is painted fiber cement board on exterior
  • The kitchen counter is made of concrete slab with tiles and without cabinet doors
  • The water closet is flush type
  • The roof is a pre-painted ribbed type with flashing on a steel frame. 

Get this best gift this Christmas for only a Php 7,000 reservation fee for inner units with a price range of Php 1,499,000. You can also have this townhouse for sale Philippines for Php 15, 031 downpayment, which is payable for 12 months.

For bank amortization, you can avail of this home model unit at:

  • For 20 years = Php 11, 383 per month
  • For 15 years = Php 12, 916 per month
  • For 10 years = Php 16, 262 per month
  • For 5 years = Php 26, 910 per month

 

Armina Duplex 

With a floor area of 42 square meters and a minimum lot area of 54 square meters. This house and lot for sale Philippines home model unit feature also include ceiling and tiles on the ground floor:

  • Floor tiles on the ground floor
  • Plain cement finish on the second floor
  • Plastered finish with floor tiles on toilet and bath
  • Skim coated finish on the interior wall
  • Painted plastered finish on the exterior wall
  • Ceramic tiles on toilet and bath
  • Steel door on main and service entrance
  • PVC door on toilet and bath
  • Steel casement windows for our window area
  • The ceiling is painted fiber cement board on exterior
  • The kitchen counter is made of concrete slab with tiles and without cabinet doors
  • The water closet is flush type
  • The roof is a pre-painted ribbed type with flashing on a steel frame. 

Get this best gift this Christmas for only a Php 10,000 reservation fee with a price range of Php 1,993,000. You can also have this house and lot for sale Philippines for Php 19, 927 downpayment, which is payable for 12 months.

 

For bank amortization, you can avail of this home model unit at:

  • For 20 years = Php 15, 134 per month
  • For 15 years = Php 17, 173 per month
  • For 10 years = Php 21, 622 per month
  • For 5 years = Php 35, 778 per month

 

Armina Single Firewall 

With a floor area of 42 square meters and a minimum lot of 54 square meters. This best selling house and lot for sale Philippines home model unit feature also include ceiling and tiles on the ground floor and a stand-alone unit:

  • Floor tiles on the ground floor
  • Plain cement finish on the second floor
  • Plastered finish with floor tiles on toilet and bath
  • Skim coated finish on the interior wall
  • Painted plastered finish on the exterior wall
  • Ceramic tiles on toilet and bath
  • Steel door on main and service entrance
  • PVC door on toilet and bath
  • Steel casement windows for our window area
  • The ceiling is painted fiber cement board on exterior
  • The kitchen counter is made of concrete slab with tiles and without cabinet doors
  • The water closet is flush type
  • The roof is a pre-painted ribbed type with flashing on a steel frame. 

Get this best gift this Christmas for only a Php 10,000 reservation fee with a price range of Php 2,034,000. You can also have this house and lot for sale Philippines for Php 20, 354 downpayment, which is payable for 12 months.

 

For bank amortization, you can avail of this home model unit at:

  • For 20 years = Php 15, 445 per month
  • For 15 years = Php 17, 526 per month
  • For 10 years = Php 22, 066 per month
  • For 5 years = Php 36, 514 per month

 

What are the Advantages of Bank Financing?

 

1. Low interest rates

The interest rate for bank financing can be as low as 5.88%.

 

2. Flexibility 

Bank home loan offers flexible payment terms.

 

3. Fast approval

Bank home loan can be grand you loan approval as fast as one week upon submission of complete application documents.

 

4. Repayment terms

Bank home loans can offer you longer payment terms, ranging from 5 to 20 years, based on your financial capacity. This is an excellent benefit, especially if you prefer to balance your finances over time.

 

5. Requirements

Bank financing is the more traditional type and is easy to apply for, as long as proper requirements are met. This includes preparing the appropriate documents such as the Income Tax Returns, financial statements, Certificate of Employments, payslips, valid IDs, and the likes.

 

6. Credit score

You can boost your credit score. A good credit score makes it easier for you to finance other purchases like car loans or even another home loan in the future. You might have a higher chance of getting approved on your credit card application which in return offers better rewards.

 

Requirements

For locally employed

Major Requirements:

  • Original Certificate of Employment and Compensation
  • Payslips of the last three months or Photocopy of latest Income Tax Return (ITR)
  • Voucher's for the last six months
  • Bank statements for the latest three months

 

For self-employed

Major Requirements:

  • Photocopy of Business Permit
  • Mayor's Permit
  • ITR for the last two years
  • Original Audited Financial Statement for the last two years or
  • Franchise OR/CR (for taxi/jeepney/bus operators)
  • PTR (for practicing professionals)
  • Bank statements for the last six months
  • Picture of business establishment and company profile

 

For OFW

Major Requirements:

  • Original Certificate of Employment and Compensation (Consul)
  • Photocopy of Contract of Employment (valid for six months)
  • Photocopy of Passport (with entries)
  • Payslips for the last six months
  • Special Power of Attorney (Consul Seal if notarized abroad)
  • Photocopy of Seamans' book (if sea-based)
  • Proof of remittances for the last six months
  • Bank statements for the last six months

 

Make your reservations now and avail your brand new house and lot from Lumina Ozamiz through bank financing!

 

***
For more information about the affordable house and lot for sale in Ozamiz City of Lumina Homes, please contact (0917) 629 6523.
Visit the official website of Lumina Homes and like/follow our official online channels: FacebookTwitterInstagramYouTube, Google MyBusiness & Google Maps, PinterestSpotifyViberTelegramLazada, and Shopee.

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