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Juan Hour Featuring Lumina Homes in Visayas

17 December 2021

Lumina Homes now have the newest Wednesday habit every 5 PM called Juan Hour. In this segment, we will feature one digital account of Lumina Homes that will be included in our Like, Follow, and Subscribe Party.

 

Among the new followers, likers, and subscribers of their official digital account, Lumina Homes will choose one lucky winner of Php 1,000 AllEasy Credits. Yep, all you need to do is to join this Like, Follow, and Subscribe Party to win this prize! 

 

So, make sure always to stay tuned for our Juan Hour program to discover more insights, promos, and knowledge about Lumina Homes and home investment. Whether you’re using your desktop or smartphone, you can visit our Official YouTube channel at www.youtube.com/luminahomesofficial.

 

Here are the Juan Hour Mechanics that will help you win the All Easy Load:

  1. Like and follow Lumina Homes’ official YouTube Page at www.youtube.com/luminahomesofficial.
  2. Like and share this Juan Hour episode.
  3. Share in the comments below your proof of entry.
  4. By 6 PM, Lumina Homes will gather all the valid entries and have one winner of Php 1, 000 AllEasy Credits that will be selected among the correct entries via a raffle draw.
  5. The winner will be announced on Lumina’s Official Facebook Page.

 

You can also watch our Juan Hour episodes on our official website at www.lumina.com.ph/live-event.

 

Lumina Silay

The Lumina Silay subdivision can be accessed easily at Matagoy St, Brgy. Rizal, Silay, City. It is also 5 minutes away from the Bacolod National Road. Aside from this, the project site can also be found near the New Bacolod Silay Airport, schools and universities, workplaces, and commercial establishments.

 

Due to its in-demand house and lot units, Lumina Silay now has limited economic packages of home units that can be the best gift this Christmas for you and your family.

 

Available Home Model Units

Aimee Rowhouse (End Unit)

With a floor area of 22 square meters and a minimum lot area of 49.5 square meters. Upon turnover, here are the specifications of this house and lot for sale worth 500k.

 

House Specifications:

  • Plain cement on the floor
  • Skim coated finish on the interior wall
  • Skim coated finished on exterior wall
  • Steel door on service & main entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • Painted fiber cement board on exterior in the ceiling
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • Long span roofing on steel frames

 

Get this best gift this Christmas for only Php 4,000 reservation fee!

 

Angeli Townhouse

With a floor area of 42 square meters and a minimum lot area of 36 square meters. Upon turnover, here are the specifications of this townhouse for sale Philippines.

 

House Specifications:

  • Plain cement finished on the floor
  • Plastered finished with floor tiles on toilet & bath
  • Skim coated finish on the interior wall
  • Painted plastered finished on exterior wall
  • Ceramic tiles on toilet & bath
  • Steel door on main & service entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • The ceiling is painted fiber cement board on exterior
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • Pre-painted ribbed type with flashings on a steel frame

 

Get this best gift this Christmas for only Php 7,000 reservation fee for inner units, while for end units or those units with a bigger lot, you can have this townhouse for sale Philippines for Php 10,000 reservation fee!

 

Armina Duplex

With a floor area of 42 square meters and a minimum lot area of 54 square meters. Upon turnover, here are the specifications of this house and lot for sale Philippines.

 

House Specifications:

  • Floor types on ground floor
  • Plain cement finished on 2nd floor
  • Plastered finish with floor tiles on toilet & bath
  • Skim coated finish on the interior wall
  • Painted plastered finished on exterior wall
  • Ceramic tiles on toilet & bath
  • Steel door on main & service entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • The ceiling is painted fiber cement board on the exterior & interior
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • The roof is a pre-painted ribbed type with flashings on a steel frame

 

Get this best gift this Christmas for only a Php 10,000 reservation fee!

***All of these home model units can be availed through bank financing, so make your reservations now!

 

Lumina Bacolod

Lumina Bacolod subdivision is a 35-hectare project that has 4, 00 saleable houses and lot units found in Brgy. Vista Alegre, Bacolod City. Half of this house and lot for sale Philippines in Lumina Bacolod are already sold in less than two years. It is also just 3 km away from Mansilingan Road. Commercial areas are also highly accessible from this community.

 

Available Home Model Units

Aimee Rowhouse (End Unit)

With a floor area of 22 square meters and a minimum lot area of 49.5 square meters. Upon turnover, here are the specifications of this house and lot for sale worth 500k.

 

House Specifications:

  • Plain cement on the floor
  • Skim coated finish on the interior wall
  • Skim coated finished on exterior wall
  • Steel door on service & main entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • Painted fiber cement board on exterior in the ceiling
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • Long-span roofing on steel frames.

Get this best gift this Christmas for only Php 4,000 reservation fee!

 

Angeli Townhouse

With a floor area of 42 square meters and a minimum lot area of 36 square meters. Upon turnover, here are the specifications of this townhouse for sale Philippines.

 

House Specifications:

  • Plain cement finished on the floor
  • Plastered finished with floor tiles on toilet & bath
  • Skim coated finish on the interior wall
  • Painted plastered finished on exterior wall
  • Ceramic tiles on toilet & bath
  • Steel door on main & service entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • The ceiling is painted fiber cement board on exterior
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • Pre-painted ribbed type with flashings on a steel frame

 

Get this best gift this Christmas for only Php 7,000 reservation fee for inner units, while for end units or those units with a bigger lot, you can have this townhouse for sale Philippines for Php 10,000 reservation fee!

Angelique Townhouse

With a floor area of 35 square meters and a minimum lot area of 36 square meters. Upon turnover, here are the specifications of this townhouse for sale Philippines.

 

House Specifications:

  • Plain cement finished on the floor
  • Plastered finished with floor tiles on toilet & bath
  • Skim coated finish on an interior wall
  • Painted plastered finish on exterior wall
  • Ceramic tiles on toilet & bath
  • Steel door on main & service entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • The ceiling is painted fiber cement board on exterior
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • Pre-painted ribbed type with flashings on a steel frame

 

Get this best gift this Christmas for only Php 7,000 reservation fee for inner units, while for end units or those units with the bigger lot, you can have this townhouse for sale Philippines for Php 10,000 reservation fee!

 

Angeli Single Firewall

With a floor area of 42 square meters and a minimum lot area of 54 square meters. This is Lumina Homes best selling model. Upon turnover, here are the specifications of this house and lot for sale Philippines.

 

House Specifications:

  • Floor types on ground floor
  • Plastered finished with floor tiles on toilet & bath
  • Skim coated finish on the interior wall
  • Painted plastered finished on exterior wall
  • Ceramic tiles on toilet & bath
  • Steel door on main & service entrance
  • PVC door on toilet & bath
  • Steel casement windows
  • The ceiling is painted fiber cement board on the exterior & interior
  • The kitchen counter is a concrete slab without cabinet doors
  • Flushed type water closet
  • Pre-painted ribbed type with flashings on the steel frame

 

Get this best gift this Christmas for only a Php 10,000 reservation fee!

***All of these home model units are ready for occupancy units and can be availed through bank financing.

 

For this month, Lumina Bacolod has an ongoing Homebuyers’ Promo that entitles them for:

- FREE HOA Membership Fee

- FREE Water Application Fee

- FREE Electricity Application Fee

This can let you save as much as Php 15,000 on your house and lot purchase, so make sure to make your reservations now!

 

Reservation Process

You have two options in making your home reservations with Lumina Homes. You can visit Lumina Homes Online or visit their office nearest you.

 

Online Reservation

Here is the process for online reservation:

  1. Get information on your preferred Lumina project from any of our official accounts or website.
  2. Go to Lumina Homes Online https://onlinereservation.com.ph to reserve.
  3. Fill out the required Buyer’s details.
  4. Complete the details required from your preferred Lumina project.
  5. Proceed to payment via GCash or mobile banking app.
  6. An email confirmation will be sent to you.

 

Office Visit

Here is the process for making your reservations in the Lumina Homes office:

  1. Visit your preferred Lumina project.
  2. Bring two (2) valid IDs
  3. Select your own block and lot
  4. Settle the reservation fee
  5. Sign the documents
  6. Go on an Admin briefing and interview

 

Document Submission

  • For ready for occupancy units, documents must be submitted 30 DAYS upon the reservation date.
  • For non ready occupancy units, documents must be submitted 60 DAYS upon reservation date.

 

Bank Financing

Bank financing is also known as a housing loan or home loan, which refers to an amount of money borrowed for a set period within an agreed repayment schedule. You are also required to be employed for a minimum of 2 years with a specified gross monthly income before you can apply for this type of loan.

 

Requirements for Applicant’s Eligibility

  • Must be employed for a minimum two years with a specified gross monthly income
  • If you are a business owner, you must meet the minimum years of operation and provide ITR from BIR.

 

Interest Rates

  • Bank financing typically has adjustable rates between 5% to 12% yearly interest rate based on economic conditions.
  • It also has fixed payment terms.
  • It also has a 5 to 20 years payment term based on your financial capacity, which is excellent if you prefer to balance your finances over time.

 

Bank Financing Advantages

It makes buying a home affordable for all. Usually, the home loan application is based on the credit score of the applicant or the capability to pay the amount.

 

If you receive an income regularly and have the capacity to repay the equated monthly installment or EMIs, your application will be quickly approved. Bank financing also has a longer-term that ranges from 5 to 20 years.

 

1. Capital Growth

For example, availing a home loan at the interest rate of 10%, and if the property’s value increases by 20% by the end of the period, then the capital appreciation will be higher than the interest you pay. The appreciation of the capital will help you then to take care of the expenses and, at the same time, gain profit from the sale of the property.

 

2. Compulsory way of saving.

You can think of it as savings rather than an expense. This is due to the fact that once you have completely repaid the loan, you will become the owner of the house, which will have increased in value at the end of the loan term.

 

3. Guarantees the safety of a property

You can ensure that the property you bought is free of any legal issues. The bank will ensure that the property is not involved in any legal disputes. With the bank doing all the tedious works, you don’t have to undergo the hassle of doing all of it by yourself.

 

4. Tax benefits.

If you mortgaged property to secure a loan, you could claim a tax deduction for both the principal and interest portion of the repayment. For the repayment of the interest proponent, you can claim a deduction. This deduction can be equivalent to a massive amount when the annual tax calculation is being done.

 

So, if you buy a house without a loan, you can miss out on these benefits. Buy now a house and lot for sale thru bank financing with Lumina Homes and enjoy these incentives!

***
For more information about the house and lots for sale of Lumina Homes in Bacolod and Silay, contact (0917) 629 6523.
Browse more home options in the Philippines and like/follow our official online channels: FacebookTwitterInstagramYouTube, Google MyBusiness & Google Maps, PinterestSpotifyViberTelegramLazada, and Shopee.

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