Meet the New ReINA ng Every Juan—The Housewife That’ll Inspire You to Achieve Your Dreams for Your Family

4 October 2021

Inquire Now

All hail the kween! Arlen Gepoleo, the newest ReINA ng Every Juan Winner, is a 30-year-old housewife from Mindanao finds her new life in the province of Cavite which led her to greater opportunities in the real estate industry, helping her fulfill her dreams for her family. Get to know her and take inspiration from her story as you read on.

The flyer that changed her life

Originally from Cagayan De Oro City in Mindanao, Arlen and her family flew to Manila for vacation. Just like many tourists in Manila, Luneta Park is always on the travel bucket list. Little did she know, Luneta Park is the place where she will find the thing that will change her life.

As they are walking leisurely around the area, Arlen and her family chanced upon a Lumina Homes flyer. They picked it up and saw an agent’s number. Without a doubt, they called the agent and scheduled a tripping to one of Lumina’s most-loved areas—Lumina Tanza. Just like the stories of love at first sight, Arlen and her husband fell in love with the place in an instant.

“Nakapulot kami ng flyers ng Lumina Homes sa Luneta while namamasyal. Then, may number ng agent at we decided na mag-tripping,” shares Arlen.

Arlen and her husband decided to buy a house at Lumina Tanza for their kids. “We invest for them, for their future,” adds Arlen.

But choosing the right house and lot in the Philippines is not that simple as you have to consider a lot of things, mainly the cost and location. As for Arlen’s experience, it was a breezy one because she made the right choice to go with Lumina Homes. After their tripping, she shared that they immediately bought a unit at Lumina Tanza.

“Agad agad [ay] nagustuhan naming mag-asawa ang lugar sa Tanza [Cavite] kaya nag-avail agad kami ng unit as investment,” Arlen says.

They chose Lumina Homes for many reasons—strategic location, affordability, and quality of every unit offered by Lumina.

“Bukod sa mababa ang monthly [payment at Lumina Homes], matibay pa kasi cast-in-place ang mga bahay. At nakita kong malapit lang sa lahat [dahil] may mall, market, school, church and hospital. Lahat nandito na [and] with 24 /7 guard on post and roving,” she adds.

A no-fuss home buying journey with Lumina

Lumina Homes stays true to its mission to provide every Juan not just affordable and quality house and lots in the Philippines but also a worry-free and uncomplicated home buying process.

Arlen said that the transaction and process were very fast from both the sides of Lumina and Pag-IBIG. “Walang kahit anong naging problema,” she adds. But this is not the end of Arlen’s journey with Lumina because after getting a house and lot, she also invested in the new project of Lumina Homes called Prima Tanza.

Prima Tanza is the first vertical project under Lumina Homes. This condo for sale in Cavite is located at the heart of a 500-hectare mixed-use development, where anything and everything is near you.

Lumina chose to build its first condominium community in Tanza, Cavite—with one building already sold out—to be followed by launches in other key provinces across the country, namely Iloilo, Davao, Butuan, Cabanatuan, Subic, and Cebu.

When asked why she invested another property from Lumina Homes, Arlen said “Napakagandang investment ang Prima Tanza, [dahil] bukod sa katabi ng mall, complete amenities pa. Soon, nakikita ko siya as rental for residence or for office space.”

For those who are living on a shoestring budget, getting another property could raise an eyebrow. However, for Arlen, it is a smart decision because she believes that investing in real estate properties have a lot of opportunities to provide passive income in the future, and the value of real estate properties always appreciates over time. In her words: “sa real estate, wala kang pagkalugi dahil habang tumatagal, nagmamahal.”

She plans to have her condo unit at Prima Tanza to be rented in the future so that they will have a stable source of income even without exerting so much labor.

Arlen surely is a bold investor who is not afraid of taking risks because she bought her Prima Tanza condo unit during the pandemic. But to achieve this, you should not just consider the cost because you also have to be a smart home buyer especially in times of uncertainty.

“‘Wag kayong panghinaan ng loob, bagkos mas lalong magsumikap para [sa] iyong pinapangarap na bahay. Piliin lang mabuti ang trusted at subok na developer like Lumina,” Arlen advises.

From being a homebuyer to a successful Lumina agent

Arlen was so satisfied with her Lumina Homes unit and the overall home buying process that she even applied to be a real estate agent to sell Lumina properties!

“Big factor talaga ang magkaroon ng sarili kaysa mangupahan [dahil may] malaking savings at nagkaroon pa ako ng work as agent dito sa Lumina. Low monthly amortization lang ang bahay at may extra income pa ako, ang laking tulong sa family namin,” Arlen says.

She’s not just a real estate agent of Lumina but also one of the top agents, and now a Real Estate Sales Manager. According to Arlen, her family is one of the main reasons why she strives hard to be a good agent.

Because of her dreams, passion, and mission, she is, without a doubt, the rightful person to the crown and be hailed as the ReINA ng Every Juan. “For me, being a Reina Ng Every Juan, I want to be a role model sa ating mga nanay at mga kababaihan na ang pagiging housewife ay hindi hadlang para abutin ang ating mga pangarap bilang isang babae. I am a proud full time mother and at the same time, a real estate sales agent,” Arlen says.

“Masaya ako at marami akong natulungang maabot ang kanilang Bahay Goals. Isa ’yan sa mga pangarap ko... ang makita ang aking mga buyers na nakatira at masaya sa kanilang unit,” she adds.

Find affordable house and lot in Lumina Homes

Just like Arlen, you too, can get your dream house without breaking the bank. With Lumina Homes’ low-cost housing, getting the dream house and lot is possible for every Juan as one of the missions of Lumina Homes is to provide low cost housing that will make the dream of owning a house and lot possible and achievable. With just a P500,000 budget, you can already get your own house and lot.

Lumina Homes offers an affordable house & lot for sale yet exclusive subdivision lifestyle featuring 24/7 guarded entrance, roving security, and shuttle service. You can also enjoy cool amenities like a play area, gazebo, mini gardens, and more.

If you want to know the cheapest house and lot for sale in Philippines by Lumina Homes, read on for more details:

Affordable pre selling house and lot near Metro Manila

We also have houses and lots for sale in Rizal by Lumina Homes, such as:

You also have the option to have an affordable condominium in Cavite or an affordable house and lot in Tanza, Cavite through Lumina Tanza.

And if you are looking for the most affordable houses around the Philippines, we also have housing units in North Luzon, you may check the Lumina properties in Zambales, Lumina Subic; house and lot for sale in Tarlac, Lumina Tarlac; house and lot for sale in Pangasinan, Lumina Manaoag; house and lot for sale in Nueva Ecija, Lumina San Jose, and Lumina Cabanatuan; house and lot for sale in Isabela, Lumina Cauayan; house and lot for sale in Cagayan, Lumina Tuguegarao; house and lot for sale in La Union, Lumina San Juan; house and lot for sale in Bataan, Lumina Pilar, and The Balanga Residences.

Lumina Homes also has house & lot for sale in other parts of the Philippines available for pag-ibig home loan. See below for the list:

With Lumina, you will never run out of choices whether you want to go north or south. We have house and lot for sale in Laguna, Lumina Calauan; house and lot for sale in Batangas, Lumina Rosario, Lumina Bauan, Lumina Tanauan, and Lumina Lipa; house and lot for sale in Quezon, Lumina Sariaya, and Lumina Quezon; house and lot for sale in Camarines Norte, Lumina Camarines Norte; house and lot for sale in Legazpi, Lumina Legazpi; house and lot for sale in Sorsogon, Lumina Sorsogon; house and lot for sale in Cebu, Lumina Carcar; house and lot for sale in Bacolod, Lumina Bacolod East; house and lot for sale in Iloilo, Lumina Iloilo; house and lot for sale in Negros Occidental, Lumina Sagay, and Lumina Silay; house and lot for sale in Capiz, Lumina Capiz; house and lot for sale in Bukidnon, Lumina Valencia, and Lumina Malaybalay; house and lot for sale in Davao del Norte, Lumina Tagum; house and lot for sale in Agusan del Norte, Lumina Butuan; house and lot for sale in Misamis Occidental, Lumina Ozamiz; house and lot for sale in Zamboanga del Sur, Lumina Pagadian; house and lot in South Cotabato, Lumina Polomolok.

Prima Tanza: An Affordable Condominium in Cavite

Prima Tanza is the first vertical project under one of the Philippines’ leading real estate developers, Lumina Homes. This condo for sale in Cavite is located at the heart of a 500-hectare mixed-use development, where anything and everything is near you.

Accessibility wouldn’t be a problem for future residents of Prima Tanza as it sits right beside the Vista Mall Tanza that offers endless shopping, dining, and entertainment options. Prima residents can also enjoy easy access to essential establishments like hospitals, malls, and schools.

This affordable condominium in Cavite is also near major transportation hubs, lifestyle centers, major roads, and future infrastructure developments, making traveling or commuting easier than ever. Prima Tanza is very much accessible to known major road networks and expressways, specifically the Daang Hari Extension, Cavite Laguna Expressway (CALAX), Cavite Expressway (CAVITEX), and Cavite-Tagaytay-Batangas Expressway. Future developments and upcoming transport systems such as The Sangley Point International Airport, Bataan-Cavite Interlink Bridge, Metro Manila Line 1 Cavite Extension, LRT 6’s Cavite Line Phase 1, and the Metro Manila Subway Project are located in close proximity to Prima Tanza.

Now that point to point transport terminals going to PITX are within the vicinity of Vista Mall Tanza and are readily available for Prima residents for a much more convenient commute to Metro Manila, it is just less than an hour away from the metro. What more when the infrastructure projects are done. So, future residents of Prima Tanza are in for a lifestyle treat and utmost convenience.

Every Juan’s Guide to Buying a House and Lot on a Budget

With the large number of financial housing loan programs that you can consider, home buying can be easier. These loans can come from banks or the most common option, Pag-IBIG. They are currently implementing housing loan programs for several sectors of the labor force: the Affordable Housing Program (Subsidized Program), Employer Accreditation Program (EAP), and Home Matching Program. For minimum wage earners, the Subsidized Program, which was launched in 2012, would be the most feasible option.

If you’re a Pag-IBIG member, you may borrow up to P750,000 with a maximum repayment period of 30 years, but the loan amount you will receive shall still depend on either the actual amount you need, your loan entitlement based on capacity to pay or loan-to-appraised value ratio–whichever is lowest. Eligible members shall be entitled to special, affordable interest rates. The 3% interest rate can be enjoyed for the first 5 years of the loan term while the 6.5% rate can be enjoyed during the first ten.

The Pag-IBIG housing loan program allows minimum and low-wage earners to buy their own dream homes as it carries the lowest interest rate in the market today: 3% annual interest for the first 5 years of the loan term. With this program, minimum and low-wage earners need to pay a monthly amortization of as low as P2,445.30* for a P580,000 housing loan!

Who is qualified for the Pag-ibig Housing Loan Program?

The Pag-IBIG Fund Housing Loan Program is available to all active Pag-IBIG Fund members, who have satisfied the following requirements:

At least 24 monthly savings. Lump sum payment of the required 24 months savings is allowed;
Not more than 65 years old, and not more than 70 years old maturity of the date of loan application;
Has the legal capacity to acquired and encumber real property;
Passed satisfactory background/credit and employment/business checks of Pag-IBIG Fund;
Has no outstanding Pag-IBIG Fund Short-Term Loan (STL) in arrears at the time of loan application;
Has no Pag-IBIG Fund Housing Loan that was foreclosed, cancelled, bought back due to default, or subjected to dacion en pago. If with an existing Pag-IBIG Fund Housing Loan account, either as principal borrower or co-borrower, it must be updated.

Take it from Arlen: “Masaya at never kong pinagsisihan ang pag avail ng unit sa Lumina Tanza. Dito masaya kaming naninirahan ng aking pamilya,” Arlen shares.