Are You Living for Short-Term or Long-Term Happiness?
Have you ever reflected on your spending habits? No matter how much or how little money you have, the number one thing you should always have in mind when spending is to spend it wisely because nowadays, earning money is not easy as 1, 2, 3.
Whether you are keen at saving money or if you are a chronic spender, you should always think of getting more value from your purchase and look at it as an investment or something that will appreciate over time.
More often than not, we are guilty of splurging ourselves to material things that only bring immediate happiness and gratification. But have you ever carefully thought about how wise investments can give you long term happiness?
If you want happiness for an hour – go shopping for the latest fashion trends.
What is fashionable today can go outworn tomorrow.
It goes without saying that wearing good tailored and designed clothes gives us a sense of pride and a boost in our self-confidence. However, your fondness to fashion trends shouldn’t dictate your spending habits. In reality, fashion trends, in nature, is fast-changing, which makes it costly. One minute, chiffon skirts are in… then they’re out… just like that.
Keeping up with the latest fashion trends can hurt you financially in the long run. Apart from the fact that it is expensive, the clothes you buy don’t gain value as time goes by. Fashion trends successively shifts – what is fashionable today can go outworn tomorrow.
If you want happiness for a month – buy the high-tech creme de la creme smart phone.
Do you necessarily need to change your phone every time a new handset model is released?
Anything that is new and modern never fails to catch our eye. I know for sure that you feel enormously excited whenever a big smartphone company unveils its latest flagship model. Smart phones are launched every now and then and people don’t want to feel outdated; for this reason, they upgrade by buying a new phone. Obviously, having a smartphone in this technology-driven generation makes life easier but this doesn’t mean that the more high-end phone you have the more life gets easier.
Do you necessarily need to change your phone every time a newer model is released? In my honest opinion, for as long as your handset continues to perform at a speed you are comfortable with there’s no fuss to switch to a new phone. In fact, mobile phones doesn’t appreciate but only depreciate which doesn’t make it a wise avenue to invest your hard earned money. And in case you need further convincing…
“May IPHONE ka nga, may IPON ka ba?”
If you want happiness for a lifetime – buy a house.
The best investment you can make is buying a house you can call your own. It gives you a sense of stability, security and safety in life and most importantly its worth significantly appreciates over time.
Could you be any happier with having a property that serves you multiple benefits?
Could you be any happier with having a property that serves you multiple benefits? Aside from having your own house, you can also rent out your property and have a tenant lease on it, in which time you can use your recurring income to pay for your personal expenses or reinvest it to another property. Alternatively, you can also sell it in the future (if you need to) and in which time, you’ll surely get profit off the sale.
In Lumina Homes, achieving your long term happiness won’t be that hard and seem so far off anymore. With Lumina, you can purchase your own house and lot in a community built in the best location – all of this in a price that you can afford especially now that there are available options for relaxed payment like Pag-IBIG loan or bank financing where interest rates are incredibly low.
To know more about Lumina, call Lumina hotline at (0917) 629 6523 / (0929) 789 1119. Keep up with the latest Lumina information, news, events and announcements through www.lumina.com.ph and “Lumina Official” on Facebook.